.payment-panel{margin:2.2rem 0 0;padding:1.5rem;background:#fff;border:1px solid var(--line);border-radius:1rem;box-shadow:var(--shadow)}
.payment-heading{display:flex;justify-content:space-between;align-items:end;gap:1rem;margin-bottom:1.2rem}
.payment-heading h2{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1;margin:.2rem 0}
.payment-heading p{max-width:570px;margin:0;color:var(--muted)}
.payment-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}
.payment-card{display:grid;grid-template-columns:210px 1fr;gap:1.2rem;align-items:center;padding:1rem;border:1px solid var(--line);border-radius:.85rem;background:var(--paper)}
.payment-card img{width:210px;height:auto;max-height:440px;object-fit:contain;border-radius:.7rem;background:#fff}
.payment-card h3{font-size:1.45rem;margin:0 0 .25rem}.payment-card p{margin:.15rem 0;color:var(--muted)}
.payment-card .btn{margin-top:.75rem}.payment-warning{margin:1rem 0 0;color:var(--muted);font-size:.9rem}
@media(max-width:820px){.payment-grid{grid-template-columns:1fr}}
@media(max-width:520px){.payment-heading{align-items:start;flex-direction:column}.payment-card{grid-template-columns:1fr}.payment-card img{width:100%;height:auto;max-height:360px}}